Individual and Family Dental Plans



Our Individual and Family dental plans are designed for those who do not have coverage through their employer or who would like additional dental coverage. Click on any Dental Plan Name in the chart below to view plan details or click Get Quote to get a free customized dental plan quote based on ZIP code and personal preferences.

Advancing oral health for a healthier tomorrow is the Delta Dental of Massachusetts mission. Today we are responding to changes in the healthcare marketplace by expanding the range of products we offer for individuals and families.

Whether you are single, a parent with young children, a parent of college-age children, or a senior contemplating retirement, you can be certain that Delta Dental of Massachusetts will provide affordable access to quality care with our Individual and Family plans.


Compare Individual and Family plans


Plan Information

Provides the highest level of coverage for both preventive and basic restorative treatments with a generous $2,000 annual benefit maximum.

Our most popular plan. Pairs a $1,000 annual maximum with comprehensive coverage and access to our largest network.

This plan combines the advantages of our Premier Option One plan with slightly higher out-of-pocket costs and a lower monthly cost.

A cost-effective plan designed for people 65 and over. Includes 100% coverage for preventive and diagnostic services and discounts on basic and major restorative services.

An affordable plan with comprehensive coverage and access to a broad network. Coverage is available only with in-network providers.

Plan year maximum (per person)
$2,000
$1,000
$1,000
There is no maximum for this plan.
$1,000
Deductible (waived for diagnostic and preventive care)
$50
$50
$50
There is no deductible for this plan.
$50
Preventive Care: Cleanings, exams, X-rays, and fluoride
100%
100%
100%
100%
100%
Fillings
100%
80%
50%
Negotiated discount rate
70%
Crowns
60%
50%
40%
Negotiated discount rate
40%
Root Canal
100%
80%
50%
Negotiated discount rate
70%
Implants
60%
50%
40%
Negotiated discount rate
40%
Periodontal Cleaning
100%
100%
100%
100%
100%
Orthodontics
No
No
No
No
No
Annual Contract
Yes
Yes
Yes
Yes
Yes
Waiting Period
Yes
Yes
Yes
No
Yes

Coverage percentages displayed in the table above represent the percentage of the allowed amount that is covered by Delta Dental of Massachusetts for in-network providers. For full details of plan benefits and pricing, please visit DeltaDentalCoversMe.com .

Why choose Delta Dental of Massachusetts for your Individual and Family Plan needs?

  • We prioritize preventive dental care for our members: Most plans have no-cost preventive care, including fluoride and sealants.
  • The nation's largest dental provider network: With 3 out of 4 dentists participating in a Delta Dental network, you'll be sure to find an in-network dentist near your home or work.
  • Effortless benefits: We make it easy to understand your benefits and offer a hassle-free customer service experience.

Learn more about the Delta Dental of Massachusetts Difference.

Delta Dental's individual plans include:

  • Up to 100% coverage for checkups, cleanings, and preventive procedures
  • Up to 100% coverage for fillings and most other basic restorative services
  • Up to 60% coverage for major restorative services, such as dentures
  • Access to the largest network nationwide
  • The nation's most trusted and experienced dental benefits provider, your trusted smile partner, Delta Dental

*Subscribers must be residents of Massachusetts and must be over the age of 18.

Frequently Asked Questions

What are Individual and Family plans and who are they for?
Delta Dental Individual and Family plans are available exclusively in Massachusetts and are designed for those who do not have dental coverage through their employer or who want additional coverage for themselves or their family.
Which dentists accept these plans?
Delta Dental has the largest network of dentists nationwide. Find a dentist participating in your plan through our Find a Dentist search tool.
How much can I save by enrolling in a dental benefits plan?
All our Individual and Family plans include Delta Dental of Massachusetts's largest network of providers. As a plan member, you have access to discounted charges on common dental treatments like crowns, root canals, exams and cleanings, fillings, implants, and more. Check out our Dental Care Cost Estimator Tool to get an approximate cost for a procedure in your area.

Don't see your question listed above? Check out the Individual and Family Plan FAQ page .

Additional terms and conditions do apply.

Delta Dental of Massachusetts PPO and Premier insurance products are offered by Dental Service of Massachusetts, Inc. Delta Dental of Massachusetts EPO and Total Choice PPO insurance products are offered by DSM Massachusetts Insurance Company, Inc.

May only be purchased and used by those who have primary residence in Massachusetts.

The information provided in this website is a summary and is intended for illustration purposes only. Please see your Subscriber Certificate or other contract with Delta Dental of Massachusetts for complete details of your rights and obligations. Should any discrepancy arise, any such contract supersedes this illustration.